Banana, Chocolate Chip Cake Recipe

The Fluffiest Banana Chocolate Chip Cake Recipe Ever Made

Soft, moist banana chocolate chip cake changes humble ingredients into a delightful dessert that sparks pure joy.

Ripe bananas bring natural sweetness and incredible depth to this classic treat.

Familiar comfort meets unexpected delight when chocolate chips dance through each tender crumb.

Home bakers love how simple ingredients create something truly magical and satisfying.

Kitchen novices and seasoned pros alike can master this foolproof recipe with confidence.

Warm, inviting aromas will fill your space as the cake bakes, promising a moment of pure indulgence.

Rich flavors meld together, creating a dessert that feels both nostalgic and exciting.

Banana and Chocolate Chips Make This Cake a Winner

  • Enjoy Effortless Baking: This banana chocolate chip cake simplifies the baking process with straightforward mixing techniques and minimal complicated steps, making it perfect for both novice and experienced bakers.
  • Indulge in Moist Texture Delight: The combination of mashed bananas, multiple sugars, and optional moisture-retaining techniques like syrup brushing and cling film wrapping ensures an incredibly soft, tender cake that melts in your mouth.
  • Customize Your Chocolate Experience: The recipe offers versatile chocolate options- fold in chocolate chips during mixing and drizzle melted chocolate on top, allowing you to adjust the chocolate intensity and create a personalized dessert that suits your sweet tooth.
  • Quick Comfort Food Solution: With just about 50 minutes of baking time and simple ingredients, this cake transforms ordinary ingredients into a delectable treat that's ideal for spontaneous gatherings, afternoon snacks, or comforting dessert moments.

All the Ingredients You’ll Need for Banana, Chocolate Chip Cake

Main Ingredients:

Flour And Chocolate Chips:
  • Flour: Soft wheat flour that provides structure and tender crumb for the cake.
  • Chocolate Chips: Sweet morsels that add delightful chocolate bursts throughout the cake.
Banana And Sweeteners:
  • Banana: Ripe, soft bananas that bring natural sweetness and moisture to the cake.
  • Muscovado Sugar, Brown Sugar, Vanilla Sugar: Rich, deep sugars that enhance flavor and provide caramel-like sweetness.
Binding Ingredients:
  • Eggs: Fresh eggs that help bind the ingredients and create a smooth, rich texture.
  • Soft Butter: Creamy butter that adds richness and helps create a light, fluffy cake structure.
  • Liquid Vanilla: Pure vanilla extract that adds depth and aromatic flavor to the cake.
Additional Ingredients:
  • Baking Powder: Leavening agent that helps the cake rise and become light and airy.
  • Water: Simple ingredient used to create optional moisture-retaining syrup.
  • Melting Chocolate: Extra chocolate for decorative drizzling on top of the cake.

Baking the Perfect Banana, Chocolate Chip Cake

Step 1: Prepare the Oven

Warm up the oven to 160°C (320°F) and get ready for baking magic.

Step 2: Create Creamy Base

In a large mixing bowl, whip together:
  • Soft butter
  • Muscovado sugar
  • Brown sugar
  • Vanilla sugar

Beat until the mixture becomes light and fluffy, about 2 minutes.

Step 3: Blend Liquid Ingredients

Gradually mix in:
  • Liquid vanilla
  • Eggs (one at a time)

Ensure each addition is fully incorporated before adding the next.

Step 4: Mash Bananas

Use a fork to roughly puree the bananas until smooth and creamy. Gently fold into the existing batter.

Step 5: Combine Dry Ingredients

In a separate bowl, mix together:
  • Flour
  • Baking powder
  • Chocolate chips

Softly fold this mixture into the banana batter, being careful not to overmix.

Step 6: Prepare Baking Pan

Grease and flour a loaf pan or line it with parchment paper. Pour the batter into the prepared pan.

Step 7: Create Even Rise

Use an oiled or butter-coated knife to draw a gentle line down the center of the batter. This helps the cake rise evenly.

Step 8: Bake the Cake

Place the pan in the preheated oven and bake for approximately 50 minutes. Check doneness by inserting a knife into the center- it should come out clean.

Step 9: Optional Moisture Boost

Create a simple syrup by boiling water and sugar. While the cake is still hot, brush the top with the syrup. For extra moisture, wrap the hot cake in cling film.

Step 10: Decorate with Chocolate

Melt chocolate and drizzle over the cake using a piping bag or a carefully cut ziplock bag. Create a zigzag pattern for a beautiful finish.

Step 11: Serve and Enjoy

Allow the cake to cool or serve warm. Enjoy with melting chocolate chips for an extra treat.

Pro Tips for Rich Flavor and Moist Texture

  • Ripeness Matters: Choose overripe bananas with brown spots for maximum sweetness and intense banana flavor.
  • Gentle Mixing Technique: Fold dry ingredients gently to prevent tough cake texture and maintain light, fluffy consistency.
  • Chocolate Chip Distribution: Toss chocolate chips in a bit of flour before adding to prevent sinking to the bottom of the cake.
  • Moisture Preservation: Wrap the hot cake in cling film immediately after baking to lock in moisture and enhance softness.
  • Decorative Drizzle: Use a piping bag or ziplock bag with a cut corner for precise and professional-looking chocolate drizzle on top of the cake.

Store and Reheat Banana, Chocolate Chip Cake Like a Pro

  • Refrigeration: Store leftover cake in an airtight container for up to 4 days, keeping it fresh and moist in the refrigerator.
  • Room Temperature: Keep the cake at room temperature for 1-2 days if covered with a clean kitchen towel, ensuring minimal drying.
  • Freezing: Wrap individual slices in plastic wrap, then place in a freezer bag for up to 3 months, preserving the cake's delicious flavor and texture.

Tasty Companions for Banana, Chocolate Chip Cake

  • Pair with Creamy Coffee Companions: Serve this banana chocolate chip cake alongside a velvety latte or cappuccino. The rich, smooth coffee complements the cake's sweet banana flavor and enhances the chocolate chips' deep notes.
  • Elevate with Vanilla Ice Cream Delight: Top a warm slice with a scoop of classic vanilla ice cream. The cold, creamy texture creates a perfect contrast with the cake's warm, moist crumb, while the vanilla flavor amplifies the banana's sweetness.
  • Match with Caramel Drizzle Indulgence: Enhance the cake's flavor by drizzling extra caramel sauce over each slice. The buttery, golden caramel deepens the cake's richness and adds a luxurious touch to the chocolate and banana combination.
  • Refresh with Herbal Tea Harmony: Enjoy the cake with a cup of chamomile or mild green tea. The light, herbal notes provide a delicate balance to the cake's dense, sweet profile, creating a soothing and satisfying dessert experience.

Creative Twists for Your Next Banana, Chocolate Chip Cake

  • Nutty Banana Bliss: Add chopped walnuts or pecans to the batter for extra crunch and nutty flavor, creating a more textured cake experience.
  • Tropical Banana Escape: Mix in shredded coconut and replace half the chocolate chips with dried pineapple chunks for a Hawaiian-inspired variation.
  • Salted Caramel Banana Dream: Drizzle homemade salted caramel sauce over the cake instead of melted chocolate, adding a rich and complex sweetness to the classic recipe.
  • Spiced Banana Comfort: Incorporate ground cinnamon, nutmeg, and a pinch of cardamom into the flour mixture for a warming, aromatic cake that hints at cozy autumn flavors.
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Banana, Chocolate Chip Cake Recipe

Banana, Chocolate Chip Cake Recipe


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4.6 from 32 reviews

  • Total Time: 1 hour 10 minutes
  • Yield: 8 1x

Description

Banana chocolate chip cake brings joy with its moist crumb and sweet chocolate notes. Rich ingredients blend seamlessly, creating a comforting dessert you’ll crave again and again.


Ingredients

Scale

Main Ingredients:

  • 225g (7.9 ounces) flour
  • 3 ripe bananas
  • 125g (4.4 ounces) chocolate chips (dark or milk)
  • 100g (3.5 ounces) whole eggs (about 2 eggs)

Sugars and Sweeteners:

  • 120g (4.2 ounces) muscovado sugar
  • 50g (1.8 ounces) brown sugar
  • 1 packet vanilla sugar
  • 1 teaspoon liquid vanilla extract

Baking Ingredients:

  • 115g (4.1 ounces) soft butter
  • 5g (0.2 ounces) baking powder

Instructions

  1. Prepare the oven by heating to 160°C (320°F), ensuring an optimal baking environment for the cake.
  2. Using an electric mixer, whip the soft butter with muscovado, brown, and vanilla sugars until the mixture becomes airy and pale, creating a smooth base.
  3. Gradually incorporate liquid vanilla and eggs into the butter mixture, mixing thoroughly after each addition to develop a cohesive batter.
  4. Transform ripe bananas into a rustic puree using a fork, then gently fold them into the existing batter, distributing their rich flavor throughout.
  5. In a separate mixing bowl, combine flour and baking powder, then carefully fold in chocolate chips to ensure even distribution.
  6. Delicately integrate the dry ingredients with the banana mixture, stirring minimally to maintain a light, tender cake texture.
  7. Transfer the batter into a prepared loaf pan, either greased and floured or lined with parchment paper for easy removal.
  8. Create a precise center line by running an oil-coated knife through the batter, promoting uniform rising and a symmetrical cake shape.
  9. Bake for approximately 50 minutes, checking doneness by inserting a knife into the center – it should emerge clean and dry.
  10. Craft a quick sugar syrup by boiling water and sugar, then brush generously over the hot cake to enhance moisture and sweetness.
  11. Optional: Encase the warm cake in cling film to lock in its delicate moisture and prevent rapid drying.
  12. Elevate the presentation by melting chocolate and artfully drizzling it across the cake’s surface using a piping bag or improvised ziplock method.
  13. Serve the cake either warm, allowing chocolate chips to melt tantalizingly, or cooled for a more structured dessert experience.

Notes

  • Prepare ingredients at room temperature for smoother mixing and better cake texture.
  • Use very ripe, brown-spotted bananas for maximum sweetness and deeper flavor profile.
  • Oil-lined knife technique helps the cake rise evenly and prevents a cracked surface during baking.
  • Allow cake to cool completely before drizzling chocolate for cleaner, more precise decoration.
  • Optional syrup brushing adds extra moisture and creates a glossy, professional-looking finish.
  • Store wrapped cake at room temperature for up to 3 days to maintain freshness and softness.
  • Prep Time: 20 minutes
  • Cook Time: 50 minutes
  • Category: Desserts
  • Method: Baking
  • Cuisine: American

Nutrition

  • Serving Size: 8
  • Calories: 361
  • Sugar: 27g
  • Sodium: 132mg
  • Fat: 18g
  • Saturated Fat: 10g
  • Unsaturated Fat: 8g
  • Trans Fat: 0g
  • Carbohydrates: 49g
  • Fiber: 2g
  • Protein: 4g
  • Cholesterol: 70mg
Liam O'Brien

Liam O’Brien

Founder & Recipe Developer

Expertise

  • Traditional Irish Dishes
  • Farm-to-Table Cooking
  • Recipe Creation
  • Teaching Cooking Skills
  • Sustainable Food Practices

Education

Dublin Institute of Technology (now Technological University Dublin)

  • Program: Bachelor of Arts in Culinary Arts
  • Focus: Hands-on training in cooking techniques, kitchen management, and exploring both Irish and international cuisines.

Ballymaloe Cookery School, County Cork, Ireland

  • Program: 12-Week Certificate Course
  • Focus: Farm-to-table cooking, emphasizing the use of fresh, local ingredients and traditional cooking methods.

Liam O’Brien is the co-founder and kitchen soul behind Good Tasting Meals, a chef who believes that cooking shouldn’t feel stressful or complicated.

He earned his culinary stripes at Technological University Dublin and polished his farm-to-table skills at Ballymaloe Cookery School. With over 15 years flipping pans and stirring up stories, Liam has worked in family cafés, bustling bistros, and everything in between.

At Good Tasting Meals, Liam brings you recipes that feel like home: cozy, simple, and full of flavor.

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